Terms and Conditions

ProFinanzrechner. These terms and conditions explain how you can use our website and the calculators offered on it. Please read them carefully before using our site. By accessing or using our platform, you agree to these terms and conditions as well as our Privacy Policy and our Disclaimer. If you disagree with any part of these pages, please stop using our website.

Introduction

These terms and conditions are designed to protect both our users and us. They define how you may use our calculators in the areas of income, real estate, business, and investments, and how we manage access to our services. You can learn more about us on our About Us.

Acceptance of the Terms

By using our website, you confirm that you have read, understood, and accepted these terms and conditions. This applies to all visitors, regardless of whether you use our calculators privately, professionally, or as part of advisory work.

Use of Our Calculators

All calculators and content on ProFinanzrechner are provided completely free of charge. There are no costs for use, and no paid features, subscriptions, or additional services are offered. A complete list can be found on our All Financial Calculators page.

You agree not to:

  • Reproduce or redistribute our calculators, content, or source code for your own commercial purposes
  • Attempt to reverse-engineer or modify our calculation logic
  • Use the website for unlawful, abusive, or misleading purposes
  • Interfere with the functionality or security of the website, including automated scraping
Terms and Conditions page of Pro Finanzrechner with legal information and user guidelines

Your use of the platform must always comply with applicable German and European law.

Accuracy and Disclaimer

Our calculators are developed based on the currently applicable German laws, tax rates, and allowances, and are regularly updated. However, we do not guarantee complete accuracy or uninterrupted availability. All calculations are provided without warranty.

Detailed information on accuracy, limitations, and usage risks can be found in our Disclaimer. By using our tools, you agree to independently verify results before making a binding decision or to seek qualified advice.

Privacy and Data Use

Your privacy matters to us. Any information you share with us is handled in accordance with our Privacy Policy. By continuing to use our website, you agree to the data practices described there.

Limitation of Liability

To the extent permitted by law, ProFinanzrechner is not liable for:

  • Data loss or damage caused by errors or interruptions of the website
  • Inaccurate results, program errors, or system limitations
  • Losses arising from reliance on calculator results

We provide our calculators to help users plan their finances, not as a substitute for professional or binding advice.

Changes to These Terms and Conditions

We may update these terms and conditions from time to time. The current version is always available on this page. It is your responsibility to review this page regularly. Continued use of the website after an update constitutes acceptance of the latest version.

Externe Links

Our website may contain links to external sites, such as official authorities or further information sources like gesetze-im-internet.de. We have no influence over the content of these external sites and accept no responsibility for them. Further information on how we handle external links can be found in our Disclaimer.

Restriction of Use

We reserve the right to restrict or block access for users who violate these terms and conditions, misuse our calculators, or cause harm to the website. Such restriction may occur without prior notice if misuse is detected.

Governing Law

These terms and conditions are governed by the law of the Federal Republic of Germany. To the extent legally permissible, the place of jurisdiction for any disputes is the operator’s registered location.

Entire Agreement

These terms and conditions, together with our Privacy Policy and Disclaimer, form the entire agreement between you and ProFinanzrechner. They supersede all prior communications or agreements regarding the use of this website.

Thank you for taking the time to read our terms and conditions. We are glad to offer you free, up-to-date, and reliable financial calculators for Germany.