{"id":907,"date":"2026-07-30T05:22:05","date_gmt":"2026-07-30T05:22:05","guid":{"rendered":"https:\/\/profinanzrechner.de\/?page_id=907"},"modified":"2026-08-11T06:47:37","modified_gmt":"2026-08-11T06:47:37","slug":"income-tax-calculator","status":"publish","type":"post","link":"https:\/\/profinanzrechner.de\/en\/income-tax-calculator\/","title":{"rendered":"Income Tax Calculator"},"content":{"rendered":"<style>.kb-row-layout-id907_8fc0ad-7b > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id907_8fc0ad-7b > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id907_8fc0ad-7b > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id907_8fc0ad-7b > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id907_8fc0ad-7b > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id907_8fc0ad-7b > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id907_8fc0ad-7b alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column907_aca751-4d > .kt-inside-inner-col,.kadence-column907_aca751-4d > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column907_aca751-4d > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column907_aca751-4d > .kt-inside-inner-col{flex-direction:column;}.kadence-column907_aca751-4d > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column907_aca751-4d > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column907_aca751-4d{position:relative;}@media all and (max-width: 1024px){.kadence-column907_aca751-4d > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column907_aca751-4d > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column907_aca751-4d\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading907_d657db-ea, .wp-block-kadence-advancedheading.kt-adv-heading907_d657db-ea[data-kb-block=\"kb-adv-heading907_d657db-ea\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_d657db-ea mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_d657db-ea[data-kb-block=\"kb-adv-heading907_d657db-ea\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_d657db-ea img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_d657db-ea[data-kb-block=\"kb-adv-heading907_d657db-ea\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h1 class=\"kt-adv-heading907_d657db-ea wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_d657db-ea\">Income Tax Calculator<\/h1>\n\n\n<div class=\"calc-wrapper\">\r\n    <div class=\"calc-row\">\r\n        <div class=\"calc-col calcSingle\">\r\n            <p class=\"calc-title\">Income Tax Calculator<\/p>\r\n            <label for=\"zve_input\">Taxable Income (zvE) in \u20ac<\/label>\r\n            <input type=\"number\" id=\"zve_input\" placeholder=\"e.g. 45000\" min=\"0\" step=\"1\" inputmode=\"numeric\">\r\n            <label for=\"familienstand\">Marital Status<\/label>\r\n            <select id=\"familienstand\">\r\n                <option value=\"single\">Individual assessment (single \/ divorced \/ permanently separated)<\/option>\r\n                <option value=\"splitting\">Joint assessment (spousal splitting)<\/option>\r\n            <\/select>\r\n            <label for=\"kirche\">Subject to Church Tax?<\/label>\r\n            <select id=\"kirche\">\r\n                <option value=\"0\">No<\/option>\r\n                <option value=\"9\">Yes \u2014 9% (except Bavaria\/Baden-W\u00fcrttemberg)<\/option>\r\n                <option value=\"8\">Yes \u2014 8% (Bavaria\/Baden-W\u00fcrttemberg)<\/option>\r\n            <\/select>\r\n            <div class=\"calc-actions\">\r\n                <button class=\"calc-btn calc-btn-primary\" id=\"income_calc_btn\" type=\"button\">Calculate<\/button>\r\n                <button class=\"calc-btn calc-btn-ghost\" id=\"income_clear_btn\" type=\"button\">Reset<\/button>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n    <div id=\"income_results\" class=\"calc-results two-per-row\" style=\"display:none;\">\r\n        <div class=\"calc-result-item result-highlight\">\r\n            <div class=\"result-label\">Income Tax (\u20ac\/Year)<\/div>\r\n            <div class=\"result-value\" id=\"res_income_tax\">\u2014<\/div>\r\n        <\/div>\r\n        <div class=\"calc-result-item\">\r\n            <div class=\"result-label\">Solidarity Surcharge (\u20ac\/Year)<\/div>\r\n            <div class=\"result-value\" id=\"res_soli\">\u2014<\/div>\r\n        <\/div>\r\n        <div class=\"calc-result-item\">\r\n            <div class=\"result-label\">Church Tax (\u20ac\/Year)<\/div>\r\n            <div class=\"result-value\" id=\"res_church\">\u2014<\/div>\r\n        <\/div>\r\n        <div class=\"calc-result-item\">\r\n            <div class=\"result-label\">Total Charges (\u20ac\/Year)<\/div>\r\n            <div class=\"result-value\" id=\"res_total\">\u2014<\/div>\r\n        <\/div>\r\n        <div class=\"calc-result-item\">\r\n            <div class=\"result-label\">Average Tax Rate<\/div>\r\n            <div class=\"result-value\" id=\"res_avg_rate\">\u2014<\/div>\r\n        <\/div>\r\n        <div class=\"calc-result-item\">\r\n            <div class=\"result-label\">Marginal Tax Rate<\/div>\r\n            <div class=\"result-value\" id=\"res_marginal_rate\">\u2014<\/div>\r\n        <\/div>\r\n    <\/div>\r\n    <p class=\"calc-tip\">As of: 2026, calculated according to \u00a7 32a EStG (basic tariff\/splitting tariff). This calculation is for guidance only and does not replace professional tax advice. Progression clause, capital gains, and extraordinary income are not taken into account.<\/p>\r\n<\/div>\r\n\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_05c48e-1f, .wp-block-kadence-advancedheading.kt-adv-heading907_05c48e-1f[data-kb-block=\"kb-adv-heading907_05c48e-1f\"]{padding-top:var(--global-kb-spacing-sm, 1.5rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_05c48e-1f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_05c48e-1f[data-kb-block=\"kb-adv-heading907_05c48e-1f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_05c48e-1f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_05c48e-1f[data-kb-block=\"kb-adv-heading907_05c48e-1f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_05c48e-1f wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_05c48e-1f\">Our Income Tax Calculator shows you in seconds how much income tax, solidarity surcharge, and church tax apply to your taxable income, based on the current 2026 tax tariff (\u00a7 32a EStG). Enter your taxable income, select your marital status, and get your tax liability, average tax rate, and marginal tax rate instantly.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_213773-8e, .wp-block-kadence-advancedheading.kt-adv-heading907_213773-8e[data-kb-block=\"kb-adv-heading907_213773-8e\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_213773-8e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_213773-8e[data-kb-block=\"kb-adv-heading907_213773-8e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_213773-8e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_213773-8e[data-kb-block=\"kb-adv-heading907_213773-8e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_213773-8e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_213773-8e\">The calculator works for employees, retirees, the self-employed, and freelancers alike, since income tax is calculated on taxable income using the same tariff for everyone, regardless of the type of income. You&#8217;ll find more free finance and tax calculators for Germany at <a href=\"https:\/\/profinanzrechner.de\/en\/\" data-type=\"page\" data-id=\"141\">Pro Finanzrechner<\/a>.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id907_3dd36a-37 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id907_3dd36a-37 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id907_3dd36a-37 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-xxl, 5rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id907_3dd36a-37 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id907_3dd36a-37 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id907_3dd36a-37 > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id907_3dd36a-37 alignfull has-theme-palette7-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column907_adacc9-ff > .kt-inside-inner-col,.kadence-column907_adacc9-ff > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column907_adacc9-ff > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column907_adacc9-ff > .kt-inside-inner-col{flex-direction:column;}.kadence-column907_adacc9-ff > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column907_adacc9-ff > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column907_adacc9-ff{position:relative;}@media all and (max-width: 1024px){.kadence-column907_adacc9-ff > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column907_adacc9-ff > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column907_adacc9-ff\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading907_b670b7-1b, .wp-block-kadence-advancedheading.kt-adv-heading907_b670b7-1b[data-kb-block=\"kb-adv-heading907_b670b7-1b\"]{text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_b670b7-1b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_b670b7-1b[data-kb-block=\"kb-adv-heading907_b670b7-1b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_b670b7-1b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_b670b7-1b[data-kb-block=\"kb-adv-heading907_b670b7-1b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading907_b670b7-1b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_b670b7-1b\">What is Taxable Income?<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_64a057-32, .wp-block-kadence-advancedheading.kt-adv-heading907_64a057-32[data-kb-block=\"kb-adv-heading907_64a057-32\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_64a057-32 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_64a057-32[data-kb-block=\"kb-adv-heading907_64a057-32\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_64a057-32 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_64a057-32[data-kb-block=\"kb-adv-heading907_64a057-32\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_64a057-32 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_64a057-32\">Taxable income is not your gross or net salary. It&#8217;s the assessment basis the tax office applies the income tax tariff to, arrived at only after deducting:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items907_598cb1-60:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_598cb1-60 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-bottom:var(--global-kb-spacing-sm, 1.5rem);}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_598cb1-60 ul.kt-svg-icon-list{grid-row-gap:15px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_598cb1-60 .kb-svg-icon-wrap{font-size:10px;color:var(--global-palette9, #ffffff);}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_598cb1-60 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:15px;}.kt-svg-icon-list-items907_598cb1-60 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_598cb1-60 ul.kt-svg-icon-list .kt-svg-icon-list-single{background-color:var(--global-palette1, #3182CE);border-radius:10%;border-color:var(--global-palette1, #3182CE);border-width:1px;border-style:solid;padding:4px;}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items907_598cb1-60 ul.kt-svg-icon-list{grid-row-gap:10px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_598cb1-60 .kb-svg-icon-wrap{font-size:12px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items907_598cb1-60 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-907_38ead5-9f .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-907_38ead5-9f\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Income-related expenses (e.g. commuting costs, work equipment)<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-907_6ccc62-c8 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-907_6ccc62-c8\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Special expenses (e.g. pension contributions, donations)<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-907_63cfa0-be .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-907_63cfa0-be\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Extraordinary burdens (e.g. medical or care costs)<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-907_5229b8-6e .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-907_5229b8-6e\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Allowances (e.g. child allowance, old-age relief amount)<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_4dd6f4-19, .wp-block-kadence-advancedheading.kt-adv-heading907_4dd6f4-19[data-kb-block=\"kb-adv-heading907_4dd6f4-19\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_4dd6f4-19 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_4dd6f4-19[data-kb-block=\"kb-adv-heading907_4dd6f4-19\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_4dd6f4-19 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_4dd6f4-19[data-kb-block=\"kb-adv-heading907_4dd6f4-19\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_4dd6f4-19 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_4dd6f4-19\">You&#8217;ll usually find your taxable income on your most recent tax assessment notice.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column907_64e217-58 > .kt-inside-inner-col{display:flex;}.kadence-column907_64e217-58 > .kt-inside-inner-col,.kadence-column907_64e217-58 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column907_64e217-58 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column907_64e217-58 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column907_64e217-58 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column907_64e217-58{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column907_64e217-58{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column907_64e217-58 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column907_64e217-58 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column907_64e217-58{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column907_64e217-58{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column907_64e217-58{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column907_64e217-58 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column907_64e217-58 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column907_64e217-58{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column907_64e217-58{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column907_64e217-58 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column907_64e217-58 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column907_64e217-58\"><div class=\"kt-inside-inner-col\"><style>.kb-image907_5ac7ef-d1 .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}.kb-image907_5ac7ef-d1 img.kb-img, .kb-image907_5ac7ef-d1 .kb-img img{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;box-shadow:1px 8px 24px -4px rgba(0, 0, 0, 0.3);}<\/style>\n<div class=\"wp-block-kadence-image kb-image907_5ac7ef-d1\"><figure class=\"aligncenter\"><img decoding=\"async\" width=\"1080\" height=\"608\" src=\"https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/income-tax-calculator-taxable-income.webp\" alt=\"Income tax calculator showing how deductions lead to taxable income (zvE)\" class=\"kb-img wp-image-1736\" title=\"\" srcset=\"https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/income-tax-calculator-taxable-income.webp 1080w, https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/income-tax-calculator-taxable-income-300x169.webp 300w, https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/income-tax-calculator-taxable-income-1024x576.webp 1024w, https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/income-tax-calculator-taxable-income-768x432.webp 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/figure><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id907_73fbd7-d2 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id907_73fbd7-d2 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id907_73fbd7-d2 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id907_73fbd7-d2 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id907_73fbd7-d2 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id907_73fbd7-d2 > .kt-row-column-wrap{padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id907_73fbd7-d2 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column907_216c01-ea > .kt-inside-inner-col,.kadence-column907_216c01-ea > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column907_216c01-ea > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column907_216c01-ea > .kt-inside-inner-col{flex-direction:column;}.kadence-column907_216c01-ea > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column907_216c01-ea > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column907_216c01-ea{position:relative;}@media all and (max-width: 1024px){.kadence-column907_216c01-ea > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column907_216c01-ea > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column907_216c01-ea\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading907_1f342c-ae, .wp-block-kadence-advancedheading.kt-adv-heading907_1f342c-ae[data-kb-block=\"kb-adv-heading907_1f342c-ae\"]{text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_1f342c-ae mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_1f342c-ae[data-kb-block=\"kb-adv-heading907_1f342c-ae\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_1f342c-ae img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_1f342c-ae[data-kb-block=\"kb-adv-heading907_1f342c-ae\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading907_1f342c-ae wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_1f342c-ae\">What reduces your taxable income?<\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_c7493e-d8, .wp-block-kadence-advancedheading.kt-adv-heading907_c7493e-d8[data-kb-block=\"kb-adv-heading907_c7493e-d8\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_c7493e-d8 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_c7493e-d8[data-kb-block=\"kb-adv-heading907_c7493e-d8\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_c7493e-d8 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_c7493e-d8[data-kb-block=\"kb-adv-heading907_c7493e-d8\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_c7493e-d8 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_c7493e-d8\"><strong>Commuting allowance: <br><\/strong>Employees who commute to work daily can claim a flat-rate allowance for the distance between home and their primary place of work as income-related expenses. This directly lowers taxable income and, with it, your tax liability.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_a4931b-f8, .wp-block-kadence-advancedheading.kt-adv-heading907_a4931b-f8[data-kb-block=\"kb-adv-heading907_a4931b-f8\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_a4931b-f8 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_a4931b-f8[data-kb-block=\"kb-adv-heading907_a4931b-f8\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_a4931b-f8 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_a4931b-f8[data-kb-block=\"kb-adv-heading907_a4931b-f8\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_a4931b-f8 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_a4931b-f8\"><strong>Child allowance:<br><\/strong>Parents receive an allowance of \u20ac3,414 per child (\u20ac6,828 for married couples filing jointly), plus an additional childcare allowance. The tax office automatically checks, as part of the so-called favorability test, whether the child allowance or the child benefit paid out is more advantageous for you.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_284fc8-8a, .wp-block-kadence-advancedheading.kt-adv-heading907_284fc8-8a[data-kb-block=\"kb-adv-heading907_284fc8-8a\"]{padding-top:var(--global-kb-spacing-lg, 3rem);text-align:left;font-size:var(--global-kb-font-size-lg, 2rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_284fc8-8a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_284fc8-8a[data-kb-block=\"kb-adv-heading907_284fc8-8a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_284fc8-8a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_284fc8-8a[data-kb-block=\"kb-adv-heading907_284fc8-8a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading907_284fc8-8a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_284fc8-8a\">How the 2026 income tax tariff works (\u00a7 32a EStG)<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_c88302-1d, .wp-block-kadence-advancedheading.kt-adv-heading907_c88302-1d[data-kb-block=\"kb-adv-heading907_c88302-1d\"]{text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_c88302-1d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_c88302-1d[data-kb-block=\"kb-adv-heading907_c88302-1d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_c88302-1d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_c88302-1d[data-kb-block=\"kb-adv-heading907_c88302-1d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_c88302-1d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_c88302-1d\">Germany doesn&#8217;t use a simple bracket model with fixed percentages. Instead, the tariff is divided into five zones, with the tax rate rising continuously, not in jumps, within the two progression zones. Our Income Tax Calculator automatically applies the current income tax tariff.<\/p>\n\n\n<style>.kb-table-container907_e83a63-55{overflow-x:auto;}.kb-table-container .kb-table907_e83a63-55 th{color:var(--global-palette9, #ffffff);padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:center;}.kb-table-container .kb-table907_e83a63-55 caption{text-align:center;}.kb-table-container .kb-table907_e83a63-55 td{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table907_e83a63-55 tr{background-color:var(--global-palette7, #EDF2F7);}.kb-table-container .kb-table907_e83a63-55 td, .kb-table907_e83a63-55 th{border-top:2px solid var(--global-palette1, #3182CE);border-right:2px solid var(--global-palette1, #3182CE);border-bottom:2px solid var(--global-palette1, #3182CE);border-left:2px solid var(--global-palette1, #3182CE);}@media all and (max-width: 1024px){.kb-table-container .kb-table907_e83a63-55 td, .kb-table907_e83a63-55 th{border-top:2px solid var(--global-palette1, #3182CE);border-right:2px solid var(--global-palette1, #3182CE);border-bottom:2px solid var(--global-palette1, #3182CE);border-left:2px solid var(--global-palette1, #3182CE);}}@media all and (max-width: 767px){.kb-table-container907_e83a63-55{font-size:var(--global-kb-font-size-sm, 0.9rem);}.kb-table-container .kb-table907_e83a63-55 th{font-size:var(--global-kb-font-size-sm, 0.9rem);}.kb-table-container .kb-table907_e83a63-55 td, .kb-table907_e83a63-55 th{border-top:2px solid var(--global-palette1, #3182CE);border-right:2px solid var(--global-palette1, #3182CE);border-bottom:2px solid var(--global-palette1, #3182CE);border-left:2px solid var(--global-palette1, #3182CE);}}<\/style><div class=\"kb-table-container kb-table-container907_e83a63-55 wp-block-kadence-table\"><table class=\"kb-table kb-table907_e83a63-55\">\n<style>.kb-table-container .kb-table tr.kb-table-row907_c26dca-d9{background-color:var(--global-palette1, #3182CE);}<\/style><tr class=\"kb-table-row kb-table-row907_c26dca-d9\">\n<th  scope=\"col\" class=\"kb-table-data kb-table-data907_4be4e1-50\">\n\n<p class=\"wp-block-paragraph\">Zone<\/p>\n\n<\/th>\n\n<th  scope=\"col\" class=\"kb-table-data kb-table-data907_e53d8f-c5\">\n\n<p class=\"wp-block-paragraph\">Taxable income<\/p>\n\n<\/th>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row907_91181f-25\">\n<td  class=\"kb-table-data kb-table-data907_91198d-26\">\n\n<p class=\"wp-block-paragraph\">1 \u2013 Zero zone<\/p>\n\n<\/td>\n\n<td  class=\"kb-table-data kb-table-data907_d6f500-24\">\n\n<p class=\"wp-block-paragraph\">up to \u20ac12,348<\/p>\n\n<\/td>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row907_7836d6-ae\">\n<td  class=\"kb-table-data kb-table-data907_bd6e8a-9a\">\n\n<p class=\"wp-block-paragraph\">2 \u2013 Progression zone I<\/p>\n\n<\/td>\n\n<td  class=\"kb-table-data kb-table-data907_01f164-e2\">\n\n<p class=\"wp-block-paragraph\">\u20ac12,349 \u2013 \u20ac17,799<\/p>\n\n<\/td>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row907_ce7188-40\">\n<td  class=\"kb-table-data kb-table-data907_730afd-09\">\n\n<p class=\"wp-block-paragraph\">3 \u2013 Progression zone II<\/p>\n\n<\/td>\n\n<td  class=\"kb-table-data kb-table-data907_7e9463-f7\">\n\n<p class=\"wp-block-paragraph\">\u20ac17,800 \u2013 \u20ac69,878<\/p>\n\n<\/td>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row907_eddb2f-db\">\n<td  class=\"kb-table-data kb-table-data907_ab26be-c3\">\n\n<p class=\"wp-block-paragraph\">4 \u2013 Proportional zone<\/p>\n\n<\/td>\n\n<td  class=\"kb-table-data kb-table-data907_ad9e3e-f8\">\n\n<p class=\"wp-block-paragraph\">\u20ac69,879 \u2013 \u20ac277,825<\/p>\n\n<\/td>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row907_b8447d-b7\">\n<td  class=\"kb-table-data kb-table-data907_c7bc69-19\">\n\n<p class=\"wp-block-paragraph\">5 \u2013 Top-rate zone<\/p>\n\n<\/td>\n\n<td  class=\"kb-table-data kb-table-data907_23b392-b2\">\n\n<p class=\"wp-block-paragraph\">from \u20ac277,826<\/p>\n\n<\/td>\n<\/tr>\n<\/table><\/div>\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_7b6671-24, .wp-block-kadence-advancedheading.kt-adv-heading907_7b6671-24[data-kb-block=\"kb-adv-heading907_7b6671-24\"]{padding-top:var(--global-kb-spacing-xs, 1rem);text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_7b6671-24 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_7b6671-24[data-kb-block=\"kb-adv-heading907_7b6671-24\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_7b6671-24 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_7b6671-24[data-kb-block=\"kb-adv-heading907_7b6671-24\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_7b6671-24 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_7b6671-24\">Important: a top tax rate of 42% doesn&#8217;t mean 42% of your entire income goes to the tax office. Each euro is only taxed within the zone it falls into, which is why your actual average tax rate is always lower than your marginal tax rate (the rate on the last euro earned).<\/p>\n\n\n<style>.kb-row-layout-id907_615ec7-05 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id907_615ec7-05 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id907_615ec7-05 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id907_615ec7-05 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id907_615ec7-05 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id907_615ec7-05 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id907_615ec7-05 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full\">\n<style>.kadence-column907_d0e0fb-76 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kadence-column907_d0e0fb-76 > .kt-inside-inner-col{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);border-bottom:5px solid var(--global-palette6, #718096);}.kadence-column907_d0e0fb-76 > .kt-inside-inner-col,.kadence-column907_d0e0fb-76 > .kt-inside-inner-col:before{border-top-left-radius:3px;border-top-right-radius:3px;border-bottom-right-radius:3px;border-bottom-left-radius:3px;}.kadence-column907_d0e0fb-76:hover > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette2, #2B6CB0);}.kadence-column907_d0e0fb-76 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column907_d0e0fb-76 > .kt-inside-inner-col{flex-direction:column;}.kadence-column907_d0e0fb-76 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column907_d0e0fb-76 > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column907_d0e0fb-76 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column907_d0e0fb-76{position:relative;}@media all and (max-width: 1024px){.kadence-column907_d0e0fb-76 > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette6, #718096);flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column907_d0e0fb-76:hover > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette2, #2B6CB0);}}@media all and (max-width: 767px){.kadence-column907_d0e0fb-76 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-xs, 1rem);border-bottom:5px solid var(--global-palette6, #718096);flex-direction:column;justify-content:center;}.kadence-column907_d0e0fb-76:hover > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette2, #2B6CB0);}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column907_d0e0fb-76\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading907_332373-9a, .wp-block-kadence-advancedheading.kt-adv-heading907_332373-9a[data-kb-block=\"kb-adv-heading907_332373-9a\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_332373-9a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_332373-9a[data-kb-block=\"kb-adv-heading907_332373-9a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_332373-9a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_332373-9a[data-kb-block=\"kb-adv-heading907_332373-9a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading907_332373-9a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_332373-9a\">Basic Tax-Free Allowance 2026<\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_bca5be-b0, .wp-block-kadence-advancedheading.kt-adv-heading907_bca5be-b0[data-kb-block=\"kb-adv-heading907_bca5be-b0\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_bca5be-b0 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_bca5be-b0[data-kb-block=\"kb-adv-heading907_bca5be-b0\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_bca5be-b0 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_bca5be-b0[data-kb-block=\"kb-adv-heading907_bca5be-b0\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_bca5be-b0 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_bca5be-b0\">The basic tax-free allowance rises to \u20ac12,348 in 2026 (2025: \u20ac12,096) for single filers and \u20ac24,696 for jointly assessed married couples. No income tax is due up to this amount; it safeguards the tax-free subsistence minimum.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column907_a3313a-47 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kadence-column907_a3313a-47 > .kt-inside-inner-col{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);border-bottom:5px solid var(--global-palette6, #718096);}.kadence-column907_a3313a-47 > .kt-inside-inner-col,.kadence-column907_a3313a-47 > .kt-inside-inner-col:before{border-top-left-radius:3px;border-top-right-radius:3px;border-bottom-right-radius:3px;border-bottom-left-radius:3px;}.kadence-column907_a3313a-47:hover > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette2, #2B6CB0);}.kadence-column907_a3313a-47 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column907_a3313a-47 > .kt-inside-inner-col{flex-direction:column;}.kadence-column907_a3313a-47 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column907_a3313a-47 > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column907_a3313a-47 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column907_a3313a-47{position:relative;}@media all and (max-width: 1024px){.kadence-column907_a3313a-47 > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette6, #718096);flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column907_a3313a-47:hover > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette2, #2B6CB0);}}@media all and (max-width: 767px){.kadence-column907_a3313a-47 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-xs, 1rem);border-bottom:5px solid var(--global-palette6, #718096);flex-direction:column;justify-content:center;}.kadence-column907_a3313a-47:hover > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette2, #2B6CB0);}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column907_a3313a-47\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading907_ff8355-c0, .wp-block-kadence-advancedheading.kt-adv-heading907_ff8355-c0[data-kb-block=\"kb-adv-heading907_ff8355-c0\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_ff8355-c0 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_ff8355-c0[data-kb-block=\"kb-adv-heading907_ff8355-c0\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_ff8355-c0 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_ff8355-c0[data-kb-block=\"kb-adv-heading907_ff8355-c0\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading907_ff8355-c0 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_ff8355-c0\">Worked Example<\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_fe401c-6a, .wp-block-kadence-advancedheading.kt-adv-heading907_fe401c-6a[data-kb-block=\"kb-adv-heading907_fe401c-6a\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_fe401c-6a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_fe401c-6a[data-kb-block=\"kb-adv-heading907_fe401c-6a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_fe401c-6a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_fe401c-6a[data-kb-block=\"kb-adv-heading907_fe401c-6a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_fe401c-6a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_fe401c-6a\">For a taxable income of \u20ac45,000 (single, no church tax), income tax comes to around \u20ac8,835, an average tax rate of about 19.6%. The marginal tax rate on the next euro earned, however, is already considerably higher at this point, since progression isn&#8217;t yet complete. Use the Income Tax Calculator to compare different income levels directly.<\/p>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id907_73369b-5f > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id907_73369b-5f > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id907_73369b-5f > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);}.kb-row-layout-id907_73369b-5f > .kt-row-column-wrap > *:nth-child(3n of *:not(style)){grid-column:1 \/ -1;}.kb-row-layout-id907_73369b-5f > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id907_73369b-5f > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id907_73369b-5f > .kt-row-column-wrap > *:nth-child(3n of *:not(style)){grid-column:1 \/ -1;}}@media all and (max-width: 1024px){.kb-row-layout-id907_73369b-5f > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id907_73369b-5f > .kt-row-column-wrap{padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id907_73369b-5f > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id907_73369b-5f alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-last-row kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column907_f6ab91-08 > .kt-inside-inner-col,.kadence-column907_f6ab91-08 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column907_f6ab91-08 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column907_f6ab91-08 > .kt-inside-inner-col{flex-direction:column;}.kadence-column907_f6ab91-08 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column907_f6ab91-08 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column907_f6ab91-08{position:relative;}@media all and (max-width: 1024px){.kadence-column907_f6ab91-08 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column907_f6ab91-08 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column907_f6ab91-08\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading907_8a55e7-01, .wp-block-kadence-advancedheading.kt-adv-heading907_8a55e7-01[data-kb-block=\"kb-adv-heading907_8a55e7-01\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_8a55e7-01 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_8a55e7-01[data-kb-block=\"kb-adv-heading907_8a55e7-01\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_8a55e7-01 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_8a55e7-01[data-kb-block=\"kb-adv-heading907_8a55e7-01\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading907_8a55e7-01 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_8a55e7-01\">Income Tax for Married Couples: <br>Joint assessment and splitting<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_bd278a-f4, .wp-block-kadence-advancedheading.kt-adv-heading907_bd278a-f4[data-kb-block=\"kb-adv-heading907_bd278a-f4\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_bd278a-f4 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_bd278a-f4[data-kb-block=\"kb-adv-heading907_bd278a-f4\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_bd278a-f4 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_bd278a-f4[data-kb-block=\"kb-adv-heading907_bd278a-f4\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_bd278a-f4 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_bd278a-f4\">Married couples and registered civil partners can choose between individual and joint assessment. Our Income Tax Calculator takes the chosen assessment type into account and calculates the corresponding tax burden. Joint assessment applies the spousal splitting method (\u00a7 32a para. 5 EStG):<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items907_2dbb76-b3:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_2dbb76-b3 ul.kt-svg-icon-list{grid-row-gap:15px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_2dbb76-b3 .kb-svg-icon-wrap{font-size:10px;color:var(--global-palette9, #ffffff);}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_2dbb76-b3 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:15px;}.kt-svg-icon-list-items907_2dbb76-b3 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_2dbb76-b3 ul.kt-svg-icon-list .kt-svg-icon-list-single{background-color:var(--global-palette1, #3182CE);border-radius:10%;border-color:var(--global-palette1, #3182CE);border-width:1px;border-style:solid;padding:4px;}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items907_2dbb76-b3 ul.kt-svg-icon-list{grid-row-gap:10px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_2dbb76-b3 .kb-svg-icon-wrap{font-size:12px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items907_2dbb76-b3 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-907_a96085-af .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-907_a96085-af\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">The couple&#8217;s combined taxable income is halved.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-907_3b1595-5d .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-907_3b1595-5d\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">The normal tax tariff is applied to that half.<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-907_a37668-de .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-907_a37668-de\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">The result is doubled.<\/span><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column907_f3abfb-63 > .kt-inside-inner-col,.kadence-column907_f3abfb-63 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column907_f3abfb-63 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column907_f3abfb-63 > .kt-inside-inner-col{flex-direction:column;}.kadence-column907_f3abfb-63 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column907_f3abfb-63 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column907_f3abfb-63{position:relative;}@media all and (max-width: 1024px){.kadence-column907_f3abfb-63 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column907_f3abfb-63 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column907_f3abfb-63\"><div class=\"kt-inside-inner-col\"><style>.kb-image907_c62432-78 .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}.kb-image907_c62432-78 img.kb-img, .kb-image907_c62432-78 .kb-img img{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;box-shadow:1px 8px 24px -4px rgba(0, 0, 0, 0.3);}<\/style>\n<figure class=\"wp-block-kadence-image kb-image907_c62432-78\"><img decoding=\"async\" width=\"1080\" height=\"608\" src=\"https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/joint-income-tax-assessment-splitting-method.webp\" alt=\"Joint income tax assessment showing the splitting method and lower overall tax burden\" class=\"kb-img wp-image-1739\" title=\"\" srcset=\"https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/joint-income-tax-assessment-splitting-method.webp 1080w, https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/joint-income-tax-assessment-splitting-method-300x169.webp 300w, https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/joint-income-tax-assessment-splitting-method-1024x576.webp 1024w, https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/joint-income-tax-assessment-splitting-method-768x432.webp 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column907_e4f1cd-08 > .kt-inside-inner-col,.kadence-column907_e4f1cd-08 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column907_e4f1cd-08 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column907_e4f1cd-08 > .kt-inside-inner-col{flex-direction:column;}.kadence-column907_e4f1cd-08 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column907_e4f1cd-08 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column907_e4f1cd-08{position:relative;}@media all and (max-width: 1024px){.kadence-column907_e4f1cd-08 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column907_e4f1cd-08 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column907_e4f1cd-08\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading907_8da12a-bb, .wp-block-kadence-advancedheading.kt-adv-heading907_8da12a-bb[data-kb-block=\"kb-adv-heading907_8da12a-bb\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_8da12a-bb mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_8da12a-bb[data-kb-block=\"kb-adv-heading907_8da12a-bb\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_8da12a-bb img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_8da12a-bb[data-kb-block=\"kb-adv-heading907_8da12a-bb\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_8da12a-bb wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_8da12a-bb\">Since the tariff is progressive, this halving reduces the couple&#8217;s combined tax burden, and the effect is stronger the more the partners&#8217; incomes differ. If both earn roughly the same, the benefit is small; with a large income gap, it can be substantial. Our calculator applies the splitting method automatically. If you select &#8220;joint assessment&#8221; above, simply enter the couple&#8217;s combined taxable income.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_2ff589-02, .wp-block-kadence-advancedheading.kt-adv-heading907_2ff589-02[data-kb-block=\"kb-adv-heading907_2ff589-02\"]{padding-top:var(--global-kb-spacing-lg, 3rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_2ff589-02 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_2ff589-02[data-kb-block=\"kb-adv-heading907_2ff589-02\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_2ff589-02 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_2ff589-02[data-kb-block=\"kb-adv-heading907_2ff589-02\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading907_2ff589-02 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_2ff589-02\">Income Tax for the Self-Employed and Freelancers<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_fc30f5-53, .wp-block-kadence-advancedheading.kt-adv-heading907_fc30f5-53[data-kb-block=\"kb-adv-heading907_fc30f5-53\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_fc30f5-53 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_fc30f5-53[data-kb-block=\"kb-adv-heading907_fc30f5-53\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_fc30f5-53 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_fc30f5-53[data-kb-block=\"kb-adv-heading907_fc30f5-53\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_fc30f5-53 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_fc30f5-53\">Unlike employees, whose tax is withheld monthly via wage tax, self-employed people and freelancers pay their income tax through quarterly advance payments to the tax office, due March 10, June 10, September 10, and December 10.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_ea21db-25, .wp-block-kadence-advancedheading.kt-adv-heading907_ea21db-25[data-kb-block=\"kb-adv-heading907_ea21db-25\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_ea21db-25 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_ea21db-25[data-kb-block=\"kb-adv-heading907_ea21db-25\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_ea21db-25 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_ea21db-25[data-kb-block=\"kb-adv-heading907_ea21db-25\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_ea21db-25 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_ea21db-25\">The basis here is also taxable income: revenue minus business expenses, pension contributions, and special expenses. If your profits drop during the year, you can file an informal request with the tax office to reduce your advance payments. Based on your estimated taxable income, our calculator shows you the realistic annual tax burden, and therefore the quarterly advance payment, you can expect.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_df136c-87, .wp-block-kadence-advancedheading.kt-adv-heading907_df136c-87[data-kb-block=\"kb-adv-heading907_df136c-87\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_df136c-87 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_df136c-87[data-kb-block=\"kb-adv-heading907_df136c-87\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_df136c-87 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_df136c-87[data-kb-block=\"kb-adv-heading907_df136c-87\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_df136c-87 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_df136c-87\">Freelancers additionally pay no trade tax, unlike commercially active self-employed individuals and small business owners, who must pay trade tax on top of income tax.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id907_219f7e-ad > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id907_219f7e-ad > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id907_219f7e-ad > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id907_219f7e-ad > .kt-row-column-wrap > *:nth-child(3n of *:not(style)){grid-column:1 \/ -1;}.kb-row-layout-id907_219f7e-ad > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id907_219f7e-ad > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id907_219f7e-ad > .kt-row-column-wrap > *:nth-child(3n of *:not(style)){grid-column:1 \/ -1;}}@media all and (max-width: 1024px){.kb-row-layout-id907_219f7e-ad > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id907_219f7e-ad > .kt-row-column-wrap{padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id907_219f7e-ad > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id907_219f7e-ad alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-last-row kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column907_498c59-cf > .kt-inside-inner-col,.kadence-column907_498c59-cf > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column907_498c59-cf > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column907_498c59-cf > .kt-inside-inner-col{flex-direction:column;}.kadence-column907_498c59-cf > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column907_498c59-cf > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column907_498c59-cf{position:relative;}@media all and (max-width: 1024px){.kadence-column907_498c59-cf > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column907_498c59-cf > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column907_498c59-cf\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading907_b5325e-61, .wp-block-kadence-advancedheading.kt-adv-heading907_b5325e-61[data-kb-block=\"kb-adv-heading907_b5325e-61\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_b5325e-61 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_b5325e-61[data-kb-block=\"kb-adv-heading907_b5325e-61\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_b5325e-61 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_b5325e-61[data-kb-block=\"kb-adv-heading907_b5325e-61\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading907_b5325e-61 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_b5325e-61\">Income tax on pensions<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_bbad86-e1, .wp-block-kadence-advancedheading.kt-adv-heading907_bbad86-e1[data-kb-block=\"kb-adv-heading907_bbad86-e1\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_bbad86-e1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_bbad86-e1[data-kb-block=\"kb-adv-heading907_bbad86-e1\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_bbad86-e1 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_bbad86-e1[data-kb-block=\"kb-adv-heading907_bbad86-e1\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_bbad86-e1 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_bbad86-e1\">Pensions are also subject to income tax, though only proportionally, via the so-called taxable percentage, which depends on the year you first started drawing your pension. With our Income Tax Calculator, retirees can easily calculate their expected tax burden based on their taxable income. For pensions first drawn in 2026, the taxable percentage is already close to 100%. This covers:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items907_2de84d-4b:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_2de84d-4b ul.kt-svg-icon-list{grid-row-gap:15px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_2de84d-4b .kb-svg-icon-wrap{font-size:10px;color:var(--global-palette9, #ffffff);}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_2de84d-4b ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:15px;}.kt-svg-icon-list-items907_2de84d-4b ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_2de84d-4b ul.kt-svg-icon-list .kt-svg-icon-list-single{background-color:var(--global-palette1, #3182CE);border-radius:10%;border-color:var(--global-palette1, #3182CE);border-width:1px;border-style:solid;padding:4px;}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items907_2de84d-4b ul.kt-svg-icon-list{grid-row-gap:10px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_2de84d-4b .kb-svg-icon-wrap{font-size:12px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items907_2de84d-4b kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-907_198108-17 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-907_198108-17\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Statutory pensions (Deutsche Rentenversicherung)<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-907_620822-56 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-907_620822-56\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Private company pensions<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-907_1bec52-d4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-907_1bec52-d4\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Disability pensions<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-907_6339af-d0 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-907_6339af-d0\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Riester pensions<\/span><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column907_6fd69f-51 > .kt-inside-inner-col,.kadence-column907_6fd69f-51 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column907_6fd69f-51 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column907_6fd69f-51 > .kt-inside-inner-col{flex-direction:column;}.kadence-column907_6fd69f-51 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column907_6fd69f-51 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column907_6fd69f-51{position:relative;}@media all and (max-width: 1024px){.kadence-column907_6fd69f-51 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column907_6fd69f-51 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column907_6fd69f-51\"><div class=\"kt-inside-inner-col\"><style>.kb-image907_2ade64-7c .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}.kb-image907_2ade64-7c img.kb-img, .kb-image907_2ade64-7c .kb-img img{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;box-shadow:1px 8px 24px -4px rgba(0, 0, 0, 0.3);}<\/style>\n<figure class=\"wp-block-kadence-image kb-image907_2ade64-7c\"><img decoding=\"async\" width=\"1080\" height=\"608\" src=\"https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/pension-tax-calculator-retirement-income.webp\" alt=\"Pension tax calculator showing taxable pension income and income tax calculation\" class=\"kb-img wp-image-1743\" title=\"\" srcset=\"https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/pension-tax-calculator-retirement-income.webp 1080w, https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/pension-tax-calculator-retirement-income-300x169.webp 300w, https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/pension-tax-calculator-retirement-income-1024x576.webp 1024w, https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/pension-tax-calculator-retirement-income-768x432.webp 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column907_3c212c-a7 > .kt-inside-inner-col,.kadence-column907_3c212c-a7 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column907_3c212c-a7 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column907_3c212c-a7 > .kt-inside-inner-col{flex-direction:column;}.kadence-column907_3c212c-a7 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column907_3c212c-a7 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column907_3c212c-a7{position:relative;}@media all and (max-width: 1024px){.kadence-column907_3c212c-a7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column907_3c212c-a7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column907_3c212c-a7\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading907_1991f5-bb, .wp-block-kadence-advancedheading.kt-adv-heading907_1991f5-bb[data-kb-block=\"kb-adv-heading907_1991f5-bb\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_1991f5-bb mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_1991f5-bb[data-kb-block=\"kb-adv-heading907_1991f5-bb\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_1991f5-bb img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_1991f5-bb[data-kb-block=\"kb-adv-heading907_1991f5-bb\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_1991f5-bb wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_1991f5-bb\">If your total taxable income, including the taxable portion of your pension and any other income, is below the basic allowance of \u20ac12,348, no income tax is due. To calculate this, simply enter your taxable pension portion plus any other income as your taxable income in the calculator.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_939be2-e3, .wp-block-kadence-advancedheading.kt-adv-heading907_939be2-e3[data-kb-block=\"kb-adv-heading907_939be2-e3\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_939be2-e3 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_939be2-e3[data-kb-block=\"kb-adv-heading907_939be2-e3\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_939be2-e3 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_939be2-e3[data-kb-block=\"kb-adv-heading907_939be2-e3\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading907_939be2-e3 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_939be2-e3\">Solidarity surcharge (Soli) 2026<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_783c3b-ab, .wp-block-kadence-advancedheading.kt-adv-heading907_783c3b-ab[data-kb-block=\"kb-adv-heading907_783c3b-ab\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_783c3b-ab mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_783c3b-ab[data-kb-block=\"kb-adv-heading907_783c3b-ab\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_783c3b-ab img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_783c3b-ab[data-kb-block=\"kb-adv-heading907_783c3b-ab\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_783c3b-ab wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_783c3b-ab\">The solidarity surcharge was introduced in 1991 to help finance the rebuilding of eastern Germany and has not applied to around 90% of taxpayers since 2021. Anyone still subject to it pays 5.5% of their income tax, but only once a certain threshold is exceeded:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items907_b1380a-e6:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_b1380a-e6 ul.kt-svg-icon-list{grid-row-gap:15px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_b1380a-e6 .kb-svg-icon-wrap{font-size:10px;color:var(--global-palette9, #ffffff);}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_b1380a-e6 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:15px;}.kt-svg-icon-list-items907_b1380a-e6 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_b1380a-e6 ul.kt-svg-icon-list .kt-svg-icon-list-single{background-color:var(--global-palette1, #3182CE);border-radius:10%;border-color:var(--global-palette1, #3182CE);border-width:1px;border-style:solid;padding:4px;}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items907_b1380a-e6 ul.kt-svg-icon-list{grid-row-gap:10px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_b1380a-e6 .kb-svg-icon-wrap{font-size:12px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items907_b1380a-e6 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-907_999cbf-a7 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-907_999cbf-a7\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">\u20ac20,350 in income tax for individual assessment<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-907_b23876-c6 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-907_b23876-c6\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">\u20ac40,700 in income tax for joint assessment<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_d57a34-60, .wp-block-kadence-advancedheading.kt-adv-heading907_d57a34-60[data-kb-block=\"kb-adv-heading907_d57a34-60\"]{padding-top:var(--global-kb-spacing-xs, 1rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_d57a34-60 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_d57a34-60[data-kb-block=\"kb-adv-heading907_d57a34-60\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_d57a34-60 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_d57a34-60[data-kb-block=\"kb-adv-heading907_d57a34-60\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_d57a34-60 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_d57a34-60\">Below this threshold, no Soli is due. Above it, a tapering zone applies first, in which the surcharge rises gradually to the full 5.5% rate rather than becoming due in full immediately.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_ca56e4-01, .wp-block-kadence-advancedheading.kt-adv-heading907_ca56e4-01[data-kb-block=\"kb-adv-heading907_ca56e4-01\"]{padding-top:var(--global-kb-spacing-lg, 3rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_ca56e4-01 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_ca56e4-01[data-kb-block=\"kb-adv-heading907_ca56e4-01\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_ca56e4-01 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_ca56e4-01[data-kb-block=\"kb-adv-heading907_ca56e4-01\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading907_ca56e4-01 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_ca56e4-01\">Church Tax<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_61ff95-23, .wp-block-kadence-advancedheading.kt-adv-heading907_61ff95-23[data-kb-block=\"kb-adv-heading907_61ff95-23\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_61ff95-23 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_61ff95-23[data-kb-block=\"kb-adv-heading907_61ff95-23\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_61ff95-23 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_61ff95-23[data-kb-block=\"kb-adv-heading907_61ff95-23\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_61ff95-23 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_61ff95-23\">If you&#8217;re a member of a tax-collecting church or religious community, church tax is added on top of your income tax. In Germany this mainly affects Catholics and Protestants, and it funds church institutions, schools, and social services in the community:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items907_eeb507-45:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_eeb507-45 ul.kt-svg-icon-list{grid-row-gap:15px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_eeb507-45 .kb-svg-icon-wrap{font-size:10px;color:var(--global-palette9, #ffffff);}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_eeb507-45 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:15px;}.kt-svg-icon-list-items907_eeb507-45 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_eeb507-45 ul.kt-svg-icon-list .kt-svg-icon-list-single{background-color:var(--global-palette1, #3182CE);border-radius:10%;border-color:var(--global-palette1, #3182CE);border-width:1px;border-style:solid;padding:4px;}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items907_eeb507-45 ul.kt-svg-icon-list{grid-row-gap:10px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items907_eeb507-45 .kb-svg-icon-wrap{font-size:12px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items907_eeb507-45 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-907_ebb5a2-53 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-907_ebb5a2-53\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">8% in Bavaria and Baden-W\u00fcrttemberg<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-907_8383f8-36 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-907_8383f8-36\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">9% in all other federal states<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_690a31-d2, .wp-block-kadence-advancedheading.kt-adv-heading907_690a31-d2[data-kb-block=\"kb-adv-heading907_690a31-d2\"]{padding-top:var(--global-kb-spacing-xs, 1rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_690a31-d2 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_690a31-d2[data-kb-block=\"kb-adv-heading907_690a31-d2\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_690a31-d2 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_690a31-d2[data-kb-block=\"kb-adv-heading907_690a31-d2\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_690a31-d2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_690a31-d2\">Like the Soli, church tax is added on top of your already-calculated income tax, not applied directly to your taxable income. If you&#8217;re not registered as a church member, no church tax applies.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_4d3cf5-d5, .wp-block-kadence-advancedheading.kt-adv-heading907_4d3cf5-d5[data-kb-block=\"kb-adv-heading907_4d3cf5-d5\"]{padding-top:var(--global-kb-spacing-lg, 3rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_4d3cf5-d5 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_4d3cf5-d5[data-kb-block=\"kb-adv-heading907_4d3cf5-d5\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_4d3cf5-d5 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_4d3cf5-d5[data-kb-block=\"kb-adv-heading907_4d3cf5-d5\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading907_4d3cf5-d5 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_4d3cf5-d5\"><strong>Progression clause: when replacement wage benefits raise your tax rate<\/strong><\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_236b84-76, .wp-block-kadence-advancedheading.kt-adv-heading907_236b84-76[data-kb-block=\"kb-adv-heading907_236b84-76\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_236b84-76 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_236b84-76[data-kb-block=\"kb-adv-heading907_236b84-76\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_236b84-76 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_236b84-76[data-kb-block=\"kb-adv-heading907_236b84-76\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_236b84-76 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_236b84-76\">Certain tax-free income, such as unemployment benefit, short-time work allowance, parental allowance, or sick pay, remains tax-free itself but raises your tax rate on your remaining taxable income. This is known as the progression clause (\u00a7 32b EStG): the tax office calculates the rate as if these benefits were part of your taxable income, but applies it only to your actually taxable income. Anyone who received such replacement wage benefits during the year effectively pays somewhat more tax on their regular income as a result.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_de6f70-b7, .wp-block-kadence-advancedheading.kt-adv-heading907_de6f70-b7[data-kb-block=\"kb-adv-heading907_de6f70-b7\"]{padding-top:var(--global-kb-spacing-lg, 3rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_de6f70-b7 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_de6f70-b7[data-kb-block=\"kb-adv-heading907_de6f70-b7\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_de6f70-b7 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_de6f70-b7[data-kb-block=\"kb-adv-heading907_de6f70-b7\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading907_de6f70-b7 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_de6f70-b7\">Tax refund: can I get income tax back?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Through your annual tax return, the tax office reconciles the tax you paid during the year (wage tax or advance payments) against the income tax actually calculated under \u00a7 32a EStG. If you paid more than what&#8217;s owed according to this calculator, for example because additional income-related expenses, special expenses, or extraordinary burdens further reduce your taxable income, you receive the difference back as a refund.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id907_2edb6c-01 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id907_2edb6c-01 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id907_2edb6c-01 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-xxl, 5rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);padding-left:var(--global-kb-spacing-xs, 1rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id907_2edb6c-01 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id907_2edb6c-01 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id907_2edb6c-01 > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-lg, 3rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id907_2edb6c-01 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-row kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column907_874ba1-e3 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-lg, 3rem);padding-right:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);padding-left:var(--global-kb-spacing-lg, 3rem);}.kadence-column907_874ba1-e3 > .kt-inside-inner-col{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);border-bottom:5px solid var(--global-palette6, #718096);}.kadence-column907_874ba1-e3 > .kt-inside-inner-col,.kadence-column907_874ba1-e3 > .kt-inside-inner-col:before{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}.kadence-column907_874ba1-e3:hover > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette1, #3182CE);}.kadence-column907_874ba1-e3:hover > .kt-inside-inner-col,.kadence-column907_874ba1-e3:hover > .kt-inside-inner-col:before{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}.kadence-column907_874ba1-e3 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column907_874ba1-e3 > .kt-inside-inner-col{flex-direction:column;}.kadence-column907_874ba1-e3 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column907_874ba1-e3 > .kt-inside-inner-col{background-color:var(--global-palette2, #2B6CB0);}.kadence-column907_874ba1-e3 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column907_874ba1-e3{position:relative;}@media all and (max-width: 1024px){.kadence-column907_874ba1-e3 > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette6, #718096);flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column907_874ba1-e3:hover > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette1, #3182CE);}}@media all and (max-width: 767px){.kadence-column907_874ba1-e3 > .kt-inside-inner-col{padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);border-bottom:5px solid var(--global-palette6, #718096);flex-direction:column;justify-content:center;}.kadence-column907_874ba1-e3:hover > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette1, #3182CE);}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column907_874ba1-e3\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading907_e55d2f-1c, .wp-block-kadence-advancedheading.kt-adv-heading907_e55d2f-1c[data-kb-block=\"kb-adv-heading907_e55d2f-1c\"]{text-align:center;font-style:normal;text-shadow:1px 1px 1px var(--global-palette1, #3182CE);}.wp-block-kadence-advancedheading.kt-adv-heading907_e55d2f-1c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_e55d2f-1c[data-kb-block=\"kb-adv-heading907_e55d2f-1c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_e55d2f-1c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_e55d2f-1c[data-kb-block=\"kb-adv-heading907_e55d2f-1c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading907_e55d2f-1c, .wp-block-kadence-advancedheading.kt-adv-heading907_e55d2f-1c[data-kb-block=\"kb-adv-heading907_e55d2f-1c\"]{text-shadow:1px 1px 1px var(--global-palette1, #3182CE);}}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading907_e55d2f-1c, .wp-block-kadence-advancedheading.kt-adv-heading907_e55d2f-1c[data-kb-block=\"kb-adv-heading907_e55d2f-1c\"]{text-shadow:1px 1px 1px var(--global-palette1, #3182CE);}}<\/style>\n<h2 class=\"kt-adv-heading907_e55d2f-1c wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color\" data-kb-block=\"kb-adv-heading907_e55d2f-1c\">Conclusion \u2013 Income Tax Calculator<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading907_cc9afe-58, .wp-block-kadence-advancedheading.kt-adv-heading907_cc9afe-58[data-kb-block=\"kb-adv-heading907_cc9afe-58\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_cc9afe-58 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_cc9afe-58[data-kb-block=\"kb-adv-heading907_cc9afe-58\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_cc9afe-58 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_cc9afe-58[data-kb-block=\"kb-adv-heading907_cc9afe-58\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_cc9afe-58 wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color\" data-kb-block=\"kb-adv-heading907_cc9afe-58\">With our Income Tax Calculator, you can quickly and reliably calculate how much income tax, solidarity surcharge, and church tax apply to your taxable income in 2026, whether you&#8217;re an employee, retiree, self-employed, or a freelancer. The calculation follows the statutory tax tariff under \u00a7 32a EStG exactly, factors in spousal splitting on request, and shows you your average and marginal tax rate alongside your tax liability. This gives you a realistic basis for your financial planning, your tax return, or checking your quarterly advance payments. The Income Tax Calculator is intended for guidance only and does not replace a binding tax assessment or individual tax advice.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column907_119554-7e > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-xl, 4rem);}.kadence-column907_119554-7e > .kt-inside-inner-col,.kadence-column907_119554-7e > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column907_119554-7e > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column907_119554-7e > .kt-inside-inner-col{flex-direction:column;}.kadence-column907_119554-7e > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column907_119554-7e > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column907_119554-7e{position:relative;}@media all and (max-width: 1024px){.kadence-column907_119554-7e > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column907_119554-7e > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column907_119554-7e\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading907_ef0cf0-e4, .wp-block-kadence-advancedheading.kt-adv-heading907_ef0cf0-e4[data-kb-block=\"kb-adv-heading907_ef0cf0-e4\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_ef0cf0-e4 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_ef0cf0-e4[data-kb-block=\"kb-adv-heading907_ef0cf0-e4\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_ef0cf0-e4 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_ef0cf0-e4[data-kb-block=\"kb-adv-heading907_ef0cf0-e4\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading907_ef0cf0-e4 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_ef0cf0-e4\">FAQs &#8211; Income Tax Calculator<\/h2>\n\n\n<style>.kt-accordion-id907_8f1934-29 .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:2px;}.kt-accordion-id907_8f1934-29 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;background:var(--global-palette7, #EDF2F7);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kt-accordion-id907_8f1934-29 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid #f2f2f2;border-right:0px solid #f2f2f2;border-bottom:0px solid #f2f2f2;border-left:0px solid #f2f2f2;border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;background:var(--global-palette1, #3182CE);color:var(--global-palette9, #ffffff);padding-top:10px;padding-right:14px;padding-bottom:10px;padding-left:14px;}.kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger{background:var(--global-palette9, #ffffff);}.kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette1, #3182CE);}.kt-accordion-id907_8f1934-29 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id907_8f1934-29 .kt-blocks-accordion-header:focus-visible{color:var(--global-palette9, #ffffff);background:var(--global-palette6, #718096);border-top-color:#eeeeee;border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom-color:#eeeeee;border-bottom-style:solid;border-left-color:#eeeeee;border-left-style:solid;}.kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger, body:not(.hide-focus-outline) .kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger{background:var(--global-palette9, #ffffff);}.kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette6, #718096);}.kt-accordion-id907_8f1934-29 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id907_8f1934-29 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{color:var(--global-palette9, #ffffff);background:var(--global-palette2, #2B6CB0);border-top-color:#444444;border-top-style:solid;border-right-color:#444444;border-right-style:solid;border-bottom-color:#444444;border-bottom-style:solid;border-left-color:#444444;border-left-style:solid;}.kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle )  > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette9, #ffffff);}.kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:var(--global-palette9, #ffffff);}.kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id907_8f1934-29:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:var(--global-palette2, #2B6CB0);}@media all and (max-width: 1024px){.kt-accordion-id907_8f1934-29 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;}}@media all and (max-width: 1024px){.kt-accordion-id907_8f1934-29 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid #f2f2f2;border-right:0px solid #f2f2f2;border-bottom:0px solid #f2f2f2;border-left:0px solid #f2f2f2;}}@media all and (max-width: 1024px){.kt-accordion-id907_8f1934-29 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id907_8f1934-29 .kt-blocks-accordion-header:focus-visible{border-top-color:#eeeeee;border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom-color:#eeeeee;border-bottom-style:solid;border-left-color:#eeeeee;border-left-style:solid;}}@media all and (max-width: 1024px){.kt-accordion-id907_8f1934-29 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id907_8f1934-29 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:#444444;border-top-style:solid;border-right-color:#444444;border-right-style:solid;border-bottom-color:#444444;border-bottom-style:solid;border-left-color:#444444;border-left-style:solid;}}@media all and (max-width: 767px){.kt-accordion-id907_8f1934-29 .kt-accordion-inner-wrap{display:block;}.kt-accordion-id907_8f1934-29 .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:2px;}.kt-accordion-id907_8f1934-29 .kt-accordion-panel-inner{border-top:0px solid transparent;border-right:0px solid transparent;border-bottom:0px solid transparent;border-left:0px solid transparent;}.kt-accordion-id907_8f1934-29 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header{border-top:0px solid #f2f2f2;border-right:0px solid #f2f2f2;border-bottom:0px solid #f2f2f2;border-left:0px solid #f2f2f2;font-size:var(--global-kb-font-size-sm, 0.9rem);}.kt-accordion-id907_8f1934-29 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header:hover, \n\t\t\t\tbody:not(.hide-focus-outline) .kt-accordion-id907_8f1934-29 .kt-blocks-accordion-header:focus-visible{border-top-color:#eeeeee;border-top-style:solid;border-right-color:#eeeeee;border-right-style:solid;border-bottom-color:#eeeeee;border-bottom-style:solid;border-left-color:#eeeeee;border-left-style:solid;}.kt-accordion-id907_8f1934-29 .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible,\n\t\t\t\t.kt-accordion-id907_8f1934-29 > .kt-accordion-inner-wrap > .wp-block-kadence-pane > .kt-accordion-header-wrap > .kt-blocks-accordion-header.kt-accordion-panel-active{border-top-color:#444444;border-top-style:solid;border-right-color:#444444;border-right-style:solid;border-bottom-color:#444444;border-bottom-style:solid;border-left-color:#444444;border-left-style:solid;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone\"><div class=\"kt-accordion-wrap kt-accordion-id907_8f1934-29 kt-accordion-has-9-panes kt-active-pane-0 kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-basic kt-accodion-icon-side-right\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\" data-allow-multiple-open=\"false\" data-start-open=\"0\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-1 kt-pane907_7d2360-92\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>What&#8217;s the difference between income tax and wage tax?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading907_757e3d-61, .wp-block-kadence-advancedheading.kt-adv-heading907_757e3d-61[data-kb-block=\"kb-adv-heading907_757e3d-61\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_757e3d-61 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_757e3d-61[data-kb-block=\"kb-adv-heading907_757e3d-61\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_757e3d-61 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_757e3d-61[data-kb-block=\"kb-adv-heading907_757e3d-61\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_757e3d-61 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_757e3d-61\">Wage tax is a method of collecting income tax for employees; it&#8217;s withheld monthly by the employer directly from salary and paid to the tax office. Income tax itself is assessed annually based on taxable income; the self-employed pay it through quarterly advance payments. At year-end, the tax return reconciles the two.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-3 kt-pane907_f20ee4-90\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>How much is the basic tax-free allowance in 2026?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading907_9e40ad-81, .wp-block-kadence-advancedheading.kt-adv-heading907_9e40ad-81[data-kb-block=\"kb-adv-heading907_9e40ad-81\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_9e40ad-81 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_9e40ad-81[data-kb-block=\"kb-adv-heading907_9e40ad-81\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_9e40ad-81 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_9e40ad-81[data-kb-block=\"kb-adv-heading907_9e40ad-81\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_9e40ad-81 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_9e40ad-81\">\u20ac12,348 for single filers, \u20ac24,696 for jointly assessed married couples. No income tax is due up to this amount.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-4 kt-pane907_dd91ef-82\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>At what income do I pay the top tax rate?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading907_29ce0c-2f, .wp-block-kadence-advancedheading.kt-adv-heading907_29ce0c-2f[data-kb-block=\"kb-adv-heading907_29ce0c-2f\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_29ce0c-2f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_29ce0c-2f[data-kb-block=\"kb-adv-heading907_29ce0c-2f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_29ce0c-2f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_29ce0c-2f[data-kb-block=\"kb-adv-heading907_29ce0c-2f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_29ce0c-2f wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_29ce0c-2f\">The top tax rate of 42% applies from a taxable income of \u20ac69,879 in 2026. The top-rate tax of 45% applies from \u20ac277,826.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-5 kt-pane907_5c62c6-53\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Do I have to pay the solidarity surcharge?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading907_4d472b-21, .wp-block-kadence-advancedheading.kt-adv-heading907_4d472b-21[data-kb-block=\"kb-adv-heading907_4d472b-21\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_4d472b-21 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_4d472b-21[data-kb-block=\"kb-adv-heading907_4d472b-21\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_4d472b-21 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_4d472b-21[data-kb-block=\"kb-adv-heading907_4d472b-21\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_4d472b-21 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_4d472b-21\">Only if your income tax exceeds the threshold of \u20ac20,350 (individual assessment) or \u20ac40,700 (joint assessment). Around 90% of taxpayers are exempt from the Soli.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-6 kt-pane907_93d994-e7\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong>Is spousal splitting always worth it?<\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading907_0080eb-0e, .wp-block-kadence-advancedheading.kt-adv-heading907_0080eb-0e[data-kb-block=\"kb-adv-heading907_0080eb-0e\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_0080eb-0e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_0080eb-0e[data-kb-block=\"kb-adv-heading907_0080eb-0e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_0080eb-0e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_0080eb-0e[data-kb-block=\"kb-adv-heading907_0080eb-0e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_0080eb-0e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_0080eb-0e\">It&#8217;s especially worthwhile when partners&#8217; incomes differ significantly. When incomes are roughly equal, the benefit is small.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-7 kt-pane907_cb4413-7b\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong>Do retirees pay income tax?<\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading907_181b6c-36, .wp-block-kadence-advancedheading.kt-adv-heading907_181b6c-36[data-kb-block=\"kb-adv-heading907_181b6c-36\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_181b6c-36 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_181b6c-36[data-kb-block=\"kb-adv-heading907_181b6c-36\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_181b6c-36 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_181b6c-36[data-kb-block=\"kb-adv-heading907_181b6c-36\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_181b6c-36 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_181b6c-36\">Yes, if their taxable pension portion combined with other income exceeds the basic allowance. The taxable percentage depends on the year they started drawing their pension.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-8 kt-pane907_1e3294-d6\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong>How do the self-employed calculate their income tax advance payments?<\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading907_67d88e-37, .wp-block-kadence-advancedheading.kt-adv-heading907_67d88e-37[data-kb-block=\"kb-adv-heading907_67d88e-37\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_67d88e-37 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_67d88e-37[data-kb-block=\"kb-adv-heading907_67d88e-37\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_67d88e-37 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_67d88e-37[data-kb-block=\"kb-adv-heading907_67d88e-37\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_67d88e-37 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_67d88e-37\">Based on estimated annual profit (taxable income), the tax office calculates the expected annual tax and splits it across four advance payment dates. A reduction is possible if profits decline.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-9 kt-pane907_6fe8ec-a4\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\" type=\"button\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\"><strong><strong><strong>Is the calculation legally binding?<\/strong><\/strong><\/strong><\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\"><style>.wp-block-kadence-advancedheading.kt-adv-heading907_734309-1f, .wp-block-kadence-advancedheading.kt-adv-heading907_734309-1f[data-kb-block=\"kb-adv-heading907_734309-1f\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading907_734309-1f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading907_734309-1f[data-kb-block=\"kb-adv-heading907_734309-1f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading907_734309-1f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading907_734309-1f[data-kb-block=\"kb-adv-heading907_734309-1f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading907_734309-1f wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading907_734309-1f\">No. The calculator is for guidance and planning purposes only and does not replace tax advice or an official tax assessment by the tax office. For a binding calculation, use the official calculator from the Federal Ministry of Finance or consult a tax advisor.<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Income Tax Calculator Our Income Tax Calculator shows you in seconds how much income tax,&#8230;<\/p>\n","protected":false},"author":3,"featured_media":944,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[17],"tags":[],"class_list":["post-907","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-income-salary"],"taxonomy_info":{"category":[{"value":17,"label":"Income &amp; Salary"}]},"featured_image_src_large":["https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2025\/12\/income-tax-calculator-germany-1024x576.webp",1024,576,true],"author_info":{"display_name":"Pro-finanz-Ra-ch-ner","author_link":"https:\/\/profinanzrechner.de\/en\/author\/pro-finanz-ra-ch-ner\/"},"comment_info":0,"category_info":[{"term_id":17,"name":"Income &amp; Salary","slug":"income-salary","term_group":0,"term_taxonomy_id":17,"taxonomy":"category","description":"","parent":0,"count":6,"filter":"raw","cat_ID":17,"category_count":6,"category_description":"","cat_name":"Income &amp; Salary","category_nicename":"income-salary","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/posts\/907","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/comments?post=907"}],"version-history":[{"count":12,"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/posts\/907\/revisions"}],"predecessor-version":[{"id":1745,"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/posts\/907\/revisions\/1745"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/media\/944"}],"wp:attachment":[{"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/media?parent=907"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/categories?post=907"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/tags?post=907"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}