{"id":1346,"date":"2026-07-30T10:09:06","date_gmt":"2026-07-30T10:09:06","guid":{"rendered":"https:\/\/profinanzrechner.de\/en\/?page_id=1346"},"modified":"2026-08-04T07:29:59","modified_gmt":"2026-08-04T07:29:59","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/profinanzrechner.de\/en\/terms-and-conditions\/","title":{"rendered":"Terms and Conditions"},"content":{"rendered":"<style>.kb-row-layout-id1346_8582d7-72 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id1346_8582d7-72 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id1346_8582d7-72 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id1346_8582d7-72{background-image:linear-gradient(135deg,var(--global-palette1) 0%,var(--global-palette3) 100%);}.kb-row-layout-id1346_8582d7-72 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id1346_8582d7-72 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id1346_8582d7-72 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id1346_8582d7-72 alignfull kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column1346_91325d-a3 > .kt-inside-inner-col,.kadence-column1346_91325d-a3 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1346_91325d-a3 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1346_91325d-a3 > .kt-inside-inner-col{flex-direction:column;}.kadence-column1346_91325d-a3 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1346_91325d-a3 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1346_91325d-a3{position:relative;}@media all and (max-width: 1024px){.kadence-column1346_91325d-a3 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1346_91325d-a3 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1346_91325d-a3\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading1346_d83c85-dc, .wp-block-kadence-advancedheading.kt-adv-heading1346_d83c85-dc[data-kb-block=\"kb-adv-heading1346_d83c85-dc\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_d83c85-dc mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_d83c85-dc[data-kb-block=\"kb-adv-heading1346_d83c85-dc\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_d83c85-dc img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_d83c85-dc[data-kb-block=\"kb-adv-heading1346_d83c85-dc\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h1 class=\"kt-adv-heading1346_d83c85-dc wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color\" data-kb-block=\"kb-adv-heading1346_d83c85-dc\">Terms and Conditions<\/h1>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_51ac7b-79, .wp-block-kadence-advancedheading.kt-adv-heading1346_51ac7b-79[data-kb-block=\"kb-adv-heading1346_51ac7b-79\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_51ac7b-79 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_51ac7b-79[data-kb-block=\"kb-adv-heading1346_51ac7b-79\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_51ac7b-79 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_51ac7b-79[data-kb-block=\"kb-adv-heading1346_51ac7b-79\"] img.kb-inline-image{width:150px;vertical-align:baseline;}.wp-block-kadence-advancedheading.kt-adv-heading1346_51ac7b-79[data-kb-block=\"kb-adv-heading1346_51ac7b-79\"] a, .kt-adv-heading-link1346_51ac7b-79, .kt-adv-heading-link1346_51ac7b-79 .kt-adv-heading1346_51ac7b-79[data-kb-block=\"kb-adv-heading1346_51ac7b-79\"]{color:var(--global-palette9, #ffffff);}.wp-block-kadence-advancedheading.kt-adv-heading1346_51ac7b-79[data-kb-block=\"kb-adv-heading1346_51ac7b-79\"] a:hover, .kt-adv-heading-link1346_51ac7b-79:hover, .kt-adv-heading-link1346_51ac7b-79:hover .kt-adv-heading1346_51ac7b-79[data-kb-block=\"kb-adv-heading1346_51ac7b-79\"]{color:var(--global-palette15, #3182CE);}<\/style>\n<p class=\"kt-adv-heading1346_51ac7b-79 wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color\" data-kb-block=\"kb-adv-heading1346_51ac7b-79\"><strong><a href=\"https:\/\/profinanzrechner.de\/en\/\" data-type=\"page\" data-id=\"141\">ProFinanzrechner.<\/a><\/strong> These terms and conditions explain how you can use our website and the calculators offered on it. Please read them carefully before using our site. By accessing or using our platform, you agree to these terms and conditions as well as our <strong><a href=\"https:\/\/profinanzrechner.de\/en\/privacy-policy\/\" data-type=\"page\" data-id=\"1348\">Privacy Policy<\/a><\/strong> and our <strong><a href=\"https:\/\/profinanzrechner.de\/en\/disclaimer\/\" data-type=\"page\" data-id=\"1350\">Disclaimer<\/a><\/strong>. If you disagree with any part of these pages, please stop using our website.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id1346_803378-49 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id1346_803378-49 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id1346_803378-49 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id1346_803378-49 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id1346_803378-49 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id1346_803378-49 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id1346_803378-49 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column1346_5298f8-06 > .kt-inside-inner-col,.kadence-column1346_5298f8-06 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1346_5298f8-06 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1346_5298f8-06 > .kt-inside-inner-col{flex-direction:column;}.kadence-column1346_5298f8-06 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1346_5298f8-06 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1346_5298f8-06{position:relative;}@media all and (max-width: 1024px){.kadence-column1346_5298f8-06 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1346_5298f8-06 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1346_5298f8-06\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading1346_fd4910-51, .wp-block-kadence-advancedheading.kt-adv-heading1346_fd4910-51[data-kb-block=\"kb-adv-heading1346_fd4910-51\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_fd4910-51 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_fd4910-51[data-kb-block=\"kb-adv-heading1346_fd4910-51\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_fd4910-51 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_fd4910-51[data-kb-block=\"kb-adv-heading1346_fd4910-51\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading1346_fd4910-51 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_fd4910-51\">Introduction<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_75a9cb-76, .wp-block-kadence-advancedheading.kt-adv-heading1346_75a9cb-76[data-kb-block=\"kb-adv-heading1346_75a9cb-76\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_75a9cb-76 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_75a9cb-76[data-kb-block=\"kb-adv-heading1346_75a9cb-76\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_75a9cb-76 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_75a9cb-76[data-kb-block=\"kb-adv-heading1346_75a9cb-76\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1346_75a9cb-76 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_75a9cb-76\">These terms and conditions are designed to protect both our users and us. They define how you may use our calculators in the areas of income, real estate, business, and investments, and how we manage access to our services. You can learn more about us on our <strong><a href=\"https:\/\/profinanzrechner.de\/en\/about-us\/\" data-type=\"page\" data-id=\"143\">About Us<\/a><\/strong>.<br><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_87e50c-62, .wp-block-kadence-advancedheading.kt-adv-heading1346_87e50c-62[data-kb-block=\"kb-adv-heading1346_87e50c-62\"]{padding-top:var(--global-kb-spacing-sm, 1.5rem);text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_87e50c-62 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_87e50c-62[data-kb-block=\"kb-adv-heading1346_87e50c-62\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_87e50c-62 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_87e50c-62[data-kb-block=\"kb-adv-heading1346_87e50c-62\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading1346_87e50c-62 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_87e50c-62\">Acceptance of the Terms<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_8c8028-67, .wp-block-kadence-advancedheading.kt-adv-heading1346_8c8028-67[data-kb-block=\"kb-adv-heading1346_8c8028-67\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_8c8028-67 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_8c8028-67[data-kb-block=\"kb-adv-heading1346_8c8028-67\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_8c8028-67 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_8c8028-67[data-kb-block=\"kb-adv-heading1346_8c8028-67\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1346_8c8028-67 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_8c8028-67\">By using our website, you confirm that you have read, understood, and accepted these terms and conditions. This applies to all visitors, regardless of whether you use our calculators privately, professionally, or as part of advisory work.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_91ead2-c8, .wp-block-kadence-advancedheading.kt-adv-heading1346_91ead2-c8[data-kb-block=\"kb-adv-heading1346_91ead2-c8\"]{padding-top:var(--global-kb-spacing-sm, 1.5rem);text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_91ead2-c8 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_91ead2-c8[data-kb-block=\"kb-adv-heading1346_91ead2-c8\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_91ead2-c8 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_91ead2-c8[data-kb-block=\"kb-adv-heading1346_91ead2-c8\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading1346_91ead2-c8 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_91ead2-c8\">Use of Our Calculators<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_203cbf-4b, .wp-block-kadence-advancedheading.kt-adv-heading1346_203cbf-4b[data-kb-block=\"kb-adv-heading1346_203cbf-4b\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_203cbf-4b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_203cbf-4b[data-kb-block=\"kb-adv-heading1346_203cbf-4b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_203cbf-4b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_203cbf-4b[data-kb-block=\"kb-adv-heading1346_203cbf-4b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1346_203cbf-4b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_203cbf-4b\">All calculators and content on ProFinanzrechner are provided completely free of charge. There are no costs for use, and no paid features, subscriptions, or additional services are offered. A complete list can be found on our <strong><a href=\"https:\/\/profinanzrechner.de\/en\/all-financial-calculators\/\" data-type=\"page\" data-id=\"1284\">All Financial Calculators<\/a><\/strong> page.<\/p>\n\n\n<style>.kb-row-layout-id1346_7450cf-5a > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id1346_7450cf-5a > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id1346_7450cf-5a > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id1346_7450cf-5a > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id1346_7450cf-5a > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id1346_7450cf-5a > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id1346_7450cf-5a alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column1346_523cee-42 > .kt-inside-inner-col,.kadence-column1346_523cee-42 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1346_523cee-42 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1346_523cee-42 > .kt-inside-inner-col{flex-direction:column;}.kadence-column1346_523cee-42 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1346_523cee-42 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1346_523cee-42{position:relative;}@media all and (max-width: 1024px){.kadence-column1346_523cee-42 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1346_523cee-42 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1346_523cee-42\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading1346_3bb2cd-f5, .wp-block-kadence-advancedheading.kt-adv-heading1346_3bb2cd-f5[data-kb-block=\"kb-adv-heading1346_3bb2cd-f5\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_3bb2cd-f5 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_3bb2cd-f5[data-kb-block=\"kb-adv-heading1346_3bb2cd-f5\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_3bb2cd-f5 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_3bb2cd-f5[data-kb-block=\"kb-adv-heading1346_3bb2cd-f5\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1346_3bb2cd-f5 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_3bb2cd-f5\">You agree not to:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items1346_0b73e3-ba:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1346_0b73e3-ba ul.kt-svg-icon-list{grid-row-gap:15px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1346_0b73e3-ba .kb-svg-icon-wrap{font-size:10px;color:var(--global-palette9, #ffffff);}.wp-block-kadence-iconlist.kt-svg-icon-list-items1346_0b73e3-ba ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:15px;}.kt-svg-icon-list-items1346_0b73e3-ba ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1346_0b73e3-ba ul.kt-svg-icon-list .kt-svg-icon-list-single{background-color:var(--global-palette1, #3182CE);border-radius:10%;border-color:var(--global-palette1, #3182CE);border-width:1px;border-style:solid;padding:4px;}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items1346_0b73e3-ba ul.kt-svg-icon-list{grid-row-gap:10px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1346_0b73e3-ba .kb-svg-icon-wrap{font-size:12px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items1346_0b73e3-ba kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-1346_2aeece-a8 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1346_2aeece-a8\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Reproduce or redistribute our calculators, content, or source code for your own commercial purposes<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-1346_fb844b-e8 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1346_fb844b-e8\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Attempt to reverse-engineer or modify our calculation logic<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-1346_743722-fb .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1346_743722-fb\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Use the website for unlawful, abusive, or misleading purposes<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-1346_029aa0-62 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1346_029aa0-62\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Interfere with the functionality or security of the website, including automated scraping<\/span><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column1346_3d3a48-7a > .kt-inside-inner-col,.kadence-column1346_3d3a48-7a > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column1346_3d3a48-7a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1346_3d3a48-7a > .kt-inside-inner-col{flex-direction:column;}.kadence-column1346_3d3a48-7a > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1346_3d3a48-7a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1346_3d3a48-7a{position:relative;}@media all and (max-width: 1024px){.kadence-column1346_3d3a48-7a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column1346_3d3a48-7a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1346_3d3a48-7a\"><div class=\"kt-inside-inner-col\"><style>.kb-image1346_fb5265-d5 .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}.kb-image1346_fb5265-d5 img.kb-img, .kb-image1346_fb5265-d5 .kb-img img{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;box-shadow:1px 8px 24px -4px rgba(0, 0, 0, 0.3);}<\/style>\n<figure class=\"wp-block-kadence-image kb-image1346_fb5265-d5\"><img decoding=\"async\" width=\"1080\" height=\"608\" src=\"https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/terms-and-conditions-profinanzrechner.webp\" alt=\"Terms and Conditions page of Pro Finanzrechner with legal information and user guidelines\" class=\"kb-img wp-image-1365\" title=\"\" srcset=\"https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/terms-and-conditions-profinanzrechner.webp 1080w, https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/terms-and-conditions-profinanzrechner-300x169.webp 300w, https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/terms-and-conditions-profinanzrechner-1024x576.webp 1024w, https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/terms-and-conditions-profinanzrechner-768x432.webp 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_f95232-67, .wp-block-kadence-advancedheading.kt-adv-heading1346_f95232-67[data-kb-block=\"kb-adv-heading1346_f95232-67\"]{padding-top:var(--global-kb-spacing-xs, 1rem);text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_f95232-67 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_f95232-67[data-kb-block=\"kb-adv-heading1346_f95232-67\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_f95232-67 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_f95232-67[data-kb-block=\"kb-adv-heading1346_f95232-67\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1346_f95232-67 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_f95232-67\">Your use of the platform must always comply with applicable German and European law.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_3461b3-c4, .wp-block-kadence-advancedheading.kt-adv-heading1346_3461b3-c4[data-kb-block=\"kb-adv-heading1346_3461b3-c4\"]{padding-top:var(--global-kb-spacing-sm, 1.5rem);text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_3461b3-c4 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_3461b3-c4[data-kb-block=\"kb-adv-heading1346_3461b3-c4\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_3461b3-c4 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_3461b3-c4[data-kb-block=\"kb-adv-heading1346_3461b3-c4\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading1346_3461b3-c4 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_3461b3-c4\">Accuracy and Disclaimer<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_755c86-77, .wp-block-kadence-advancedheading.kt-adv-heading1346_755c86-77[data-kb-block=\"kb-adv-heading1346_755c86-77\"]{text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_755c86-77 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_755c86-77[data-kb-block=\"kb-adv-heading1346_755c86-77\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_755c86-77 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_755c86-77[data-kb-block=\"kb-adv-heading1346_755c86-77\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1346_755c86-77 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_755c86-77\">Our calculators are developed based on the currently applicable German laws, tax rates, and allowances, and are regularly updated. However, we do not guarantee complete accuracy or uninterrupted availability. All calculations are provided without warranty.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_e90cc9-c3, .wp-block-kadence-advancedheading.kt-adv-heading1346_e90cc9-c3[data-kb-block=\"kb-adv-heading1346_e90cc9-c3\"]{text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_e90cc9-c3 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_e90cc9-c3[data-kb-block=\"kb-adv-heading1346_e90cc9-c3\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_e90cc9-c3 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_e90cc9-c3[data-kb-block=\"kb-adv-heading1346_e90cc9-c3\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1346_e90cc9-c3 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_e90cc9-c3\">Detailed information on accuracy, limitations, and usage risks can be found in our<a href=\"https:\/\/profinanzrechner.de\/en\/disclaimer\/\" data-type=\"page\" data-id=\"1350\"> <strong>Disclaimer<\/strong><\/a>. By using our tools, you agree to independently verify results before making a binding decision or to seek qualified advice.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_5a602d-46, .wp-block-kadence-advancedheading.kt-adv-heading1346_5a602d-46[data-kb-block=\"kb-adv-heading1346_5a602d-46\"]{padding-top:var(--global-kb-spacing-sm, 1.5rem);text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_5a602d-46 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_5a602d-46[data-kb-block=\"kb-adv-heading1346_5a602d-46\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_5a602d-46 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_5a602d-46[data-kb-block=\"kb-adv-heading1346_5a602d-46\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading1346_5a602d-46 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_5a602d-46\">Privacy and Data Use<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_9d1b6d-b3, .wp-block-kadence-advancedheading.kt-adv-heading1346_9d1b6d-b3[data-kb-block=\"kb-adv-heading1346_9d1b6d-b3\"]{text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_9d1b6d-b3 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_9d1b6d-b3[data-kb-block=\"kb-adv-heading1346_9d1b6d-b3\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_9d1b6d-b3 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_9d1b6d-b3[data-kb-block=\"kb-adv-heading1346_9d1b6d-b3\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1346_9d1b6d-b3 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_9d1b6d-b3\">Your privacy matters to us. Any information you share with us is handled in accordance with our <strong><a href=\"https:\/\/profinanzrechner.de\/en\/privacy-policy\/\" data-type=\"page\" data-id=\"1348\">Privacy Policy<\/a><\/strong>. By continuing to use our website, you agree to the data practices described there.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_351fe7-1c, .wp-block-kadence-advancedheading.kt-adv-heading1346_351fe7-1c[data-kb-block=\"kb-adv-heading1346_351fe7-1c\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_351fe7-1c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_351fe7-1c[data-kb-block=\"kb-adv-heading1346_351fe7-1c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_351fe7-1c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_351fe7-1c[data-kb-block=\"kb-adv-heading1346_351fe7-1c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading1346_351fe7-1c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_351fe7-1c\">Limitation of Liability<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_7eef70-55, .wp-block-kadence-advancedheading.kt-adv-heading1346_7eef70-55[data-kb-block=\"kb-adv-heading1346_7eef70-55\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_7eef70-55 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_7eef70-55[data-kb-block=\"kb-adv-heading1346_7eef70-55\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_7eef70-55 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_7eef70-55[data-kb-block=\"kb-adv-heading1346_7eef70-55\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1346_7eef70-55 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_7eef70-55\">To the extent permitted by law, ProFinanzrechner is not liable for:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items1346_a6ec1f-55:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1346_a6ec1f-55 ul.kt-svg-icon-list{grid-row-gap:15px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1346_a6ec1f-55 .kb-svg-icon-wrap{font-size:10px;color:var(--global-palette9, #ffffff);}.wp-block-kadence-iconlist.kt-svg-icon-list-items1346_a6ec1f-55 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:15px;}.kt-svg-icon-list-items1346_a6ec1f-55 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1346_a6ec1f-55 ul.kt-svg-icon-list .kt-svg-icon-list-single{background-color:var(--global-palette1, #3182CE);border-radius:10%;border-color:var(--global-palette1, #3182CE);border-width:1px;border-style:solid;padding:4px;}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items1346_a6ec1f-55 ul.kt-svg-icon-list{grid-row-gap:10px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items1346_a6ec1f-55 .kb-svg-icon-wrap{font-size:12px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items1346_a6ec1f-55 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-1346_d6aa36-28 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1346_d6aa36-28\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Data loss or damage caused by errors or interruptions of the website<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-1346_7e7cdc-e3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1346_7e7cdc-e3\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Inaccurate results, program errors, or system limitations<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-1346_84c93b-59 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-1346_84c93b-59\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_activity kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"4\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"22 12 18 12 15 21 9 3 6 12 2 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Losses arising from reliance on calculator results<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_88df44-bc, .wp-block-kadence-advancedheading.kt-adv-heading1346_88df44-bc[data-kb-block=\"kb-adv-heading1346_88df44-bc\"]{padding-top:var(--global-kb-spacing-xs, 1rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_88df44-bc mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_88df44-bc[data-kb-block=\"kb-adv-heading1346_88df44-bc\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_88df44-bc img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_88df44-bc[data-kb-block=\"kb-adv-heading1346_88df44-bc\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1346_88df44-bc wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_88df44-bc\">We provide our calculators to help users plan their finances, not as a substitute for professional or binding advice.<\/p>\n\n\n<style>.kb-row-layout-id1346_2c7c7e-26 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id1346_2c7c7e-26 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id1346_2c7c7e-26 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-xxs, 0.5rem);}.kb-row-layout-id1346_2c7c7e-26 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id1346_2c7c7e-26 > .kt-row-column-wrap{grid-template-columns:repeat(3, minmax(0, 1fr));}.kb-row-layout-id1346_2c7c7e-26 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id1346_2c7c7e-26 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-id1346_2c7c7e-26 > .kt-row-column-wrap{grid-template-columns:repeat(3, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id1346_2c7c7e-26 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id1346_2c7c7e-26 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id1346_2c7c7e-26 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full\">\n<style>.kadence-column1346_a7a22a-b8 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kadence-column1346_a7a22a-b8 > .kt-inside-inner-col{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);border-bottom:5px solid var(--global-palette6, #718096);}.kadence-column1346_a7a22a-b8 > .kt-inside-inner-col,.kadence-column1346_a7a22a-b8 > .kt-inside-inner-col:before{border-top-left-radius:3px;border-top-right-radius:3px;border-bottom-right-radius:3px;border-bottom-left-radius:3px;}.kadence-column1346_a7a22a-b8:hover > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette2, #2B6CB0);}.kadence-column1346_a7a22a-b8 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1346_a7a22a-b8 > .kt-inside-inner-col{flex-direction:column;}.kadence-column1346_a7a22a-b8 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1346_a7a22a-b8 > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column1346_a7a22a-b8 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1346_a7a22a-b8{position:relative;}@media all and (max-width: 1024px){.kadence-column1346_a7a22a-b8 > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette6, #718096);flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column1346_a7a22a-b8:hover > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette2, #2B6CB0);}}@media all and (max-width: 767px){.kadence-column1346_a7a22a-b8 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-xs, 1rem);border-bottom:5px solid var(--global-palette6, #718096);flex-direction:column;justify-content:center;}.kadence-column1346_a7a22a-b8:hover > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette2, #2B6CB0);}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1346_a7a22a-b8\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading1346_d0eab5-ea, .wp-block-kadence-advancedheading.kt-adv-heading1346_d0eab5-ea[data-kb-block=\"kb-adv-heading1346_d0eab5-ea\"]{font-size:var(--global-kb-font-size-md, 1.25rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_d0eab5-ea mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_d0eab5-ea[data-kb-block=\"kb-adv-heading1346_d0eab5-ea\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_d0eab5-ea img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_d0eab5-ea[data-kb-block=\"kb-adv-heading1346_d0eab5-ea\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading1346_d0eab5-ea wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_d0eab5-ea\">Changes to These Terms and Conditions<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_8136af-99, .wp-block-kadence-advancedheading.kt-adv-heading1346_8136af-99[data-kb-block=\"kb-adv-heading1346_8136af-99\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_8136af-99 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_8136af-99[data-kb-block=\"kb-adv-heading1346_8136af-99\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_8136af-99 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_8136af-99[data-kb-block=\"kb-adv-heading1346_8136af-99\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1346_8136af-99 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_8136af-99\">We may update these terms and conditions from time to time. The current version is always available on this page. It is your responsibility to review this page regularly. Continued use of the website after an update constitutes acceptance of the latest version.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column1346_d9042f-5b > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kadence-column1346_d9042f-5b > .kt-inside-inner-col{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);border-bottom:5px solid var(--global-palette6, #718096);}.kadence-column1346_d9042f-5b > .kt-inside-inner-col,.kadence-column1346_d9042f-5b > .kt-inside-inner-col:before{border-top-left-radius:3px;border-top-right-radius:3px;border-bottom-right-radius:3px;border-bottom-left-radius:3px;}.kadence-column1346_d9042f-5b:hover > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette2, #2B6CB0);}.kadence-column1346_d9042f-5b > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1346_d9042f-5b > .kt-inside-inner-col{flex-direction:column;}.kadence-column1346_d9042f-5b > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1346_d9042f-5b > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column1346_d9042f-5b > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1346_d9042f-5b{position:relative;}@media all and (max-width: 1024px){.kadence-column1346_d9042f-5b > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette6, #718096);flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column1346_d9042f-5b:hover > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette2, #2B6CB0);}}@media all and (max-width: 767px){.kadence-column1346_d9042f-5b > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-xs, 1rem);border-bottom:5px solid var(--global-palette6, #718096);flex-direction:column;justify-content:center;}.kadence-column1346_d9042f-5b:hover > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette2, #2B6CB0);}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1346_d9042f-5b\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading1346_5982fc-90, .wp-block-kadence-advancedheading.kt-adv-heading1346_5982fc-90[data-kb-block=\"kb-adv-heading1346_5982fc-90\"]{font-size:var(--global-kb-font-size-md, 1.25rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_5982fc-90 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_5982fc-90[data-kb-block=\"kb-adv-heading1346_5982fc-90\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_5982fc-90 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_5982fc-90[data-kb-block=\"kb-adv-heading1346_5982fc-90\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading1346_5982fc-90 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_5982fc-90\">Externe Links<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_ee23b1-48, .wp-block-kadence-advancedheading.kt-adv-heading1346_ee23b1-48[data-kb-block=\"kb-adv-heading1346_ee23b1-48\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_ee23b1-48 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_ee23b1-48[data-kb-block=\"kb-adv-heading1346_ee23b1-48\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_ee23b1-48 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_ee23b1-48[data-kb-block=\"kb-adv-heading1346_ee23b1-48\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1346_ee23b1-48 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_ee23b1-48\">Our website may contain links to external sites, such as official authorities or further information sources like <strong>gesetze-im-internet.de<\/strong>. We have no influence over the content of these external sites and accept no responsibility for them. Further information on how we handle external links can be found in our <strong><a href=\"https:\/\/profinanzrechner.de\/en\/disclaimer\/\" data-type=\"page\" data-id=\"1350\">Disclaimer<\/a><\/strong>.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column1346_2bccba-9c > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kadence-column1346_2bccba-9c > .kt-inside-inner-col{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);border-bottom:5px solid var(--global-palette6, #718096);}.kadence-column1346_2bccba-9c > .kt-inside-inner-col,.kadence-column1346_2bccba-9c > .kt-inside-inner-col:before{border-top-left-radius:3px;border-top-right-radius:3px;border-bottom-right-radius:3px;border-bottom-left-radius:3px;}.kadence-column1346_2bccba-9c:hover > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette2, #2B6CB0);}.kadence-column1346_2bccba-9c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column1346_2bccba-9c > .kt-inside-inner-col{flex-direction:column;}.kadence-column1346_2bccba-9c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column1346_2bccba-9c > .kt-inside-inner-col{background-color:var(--global-palette7, #EDF2F7);}.kadence-column1346_2bccba-9c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column1346_2bccba-9c{position:relative;}@media all and (max-width: 1024px){.kadence-column1346_2bccba-9c > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette6, #718096);flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column1346_2bccba-9c:hover > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette2, #2B6CB0);}}@media all and (max-width: 767px){.kadence-column1346_2bccba-9c > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-xs, 1rem);border-bottom:5px solid var(--global-palette6, #718096);flex-direction:column;justify-content:center;}.kadence-column1346_2bccba-9c:hover > .kt-inside-inner-col{border-bottom:5px solid var(--global-palette2, #2B6CB0);}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column1346_2bccba-9c\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading1346_7661f8-66, .wp-block-kadence-advancedheading.kt-adv-heading1346_7661f8-66[data-kb-block=\"kb-adv-heading1346_7661f8-66\"]{text-align:left;font-size:var(--global-kb-font-size-md, 1.25rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_7661f8-66 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_7661f8-66[data-kb-block=\"kb-adv-heading1346_7661f8-66\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_7661f8-66 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_7661f8-66[data-kb-block=\"kb-adv-heading1346_7661f8-66\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading1346_7661f8-66 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_7661f8-66\">Restriction of Use<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_12bade-cd, .wp-block-kadence-advancedheading.kt-adv-heading1346_12bade-cd[data-kb-block=\"kb-adv-heading1346_12bade-cd\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_12bade-cd mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_12bade-cd[data-kb-block=\"kb-adv-heading1346_12bade-cd\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_12bade-cd img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_12bade-cd[data-kb-block=\"kb-adv-heading1346_12bade-cd\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1346_12bade-cd wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_12bade-cd\">We reserve the right to restrict or block access for users who violate these terms and conditions, misuse our calculators, or cause harm to the website. Such restriction may occur without prior notice if misuse is detected.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_5c8306-bf, .wp-block-kadence-advancedheading.kt-adv-heading1346_5c8306-bf[data-kb-block=\"kb-adv-heading1346_5c8306-bf\"]{text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_5c8306-bf mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_5c8306-bf[data-kb-block=\"kb-adv-heading1346_5c8306-bf\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_5c8306-bf img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_5c8306-bf[data-kb-block=\"kb-adv-heading1346_5c8306-bf\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading1346_5c8306-bf wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_5c8306-bf\">Governing Law<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_9da8e3-c0, .wp-block-kadence-advancedheading.kt-adv-heading1346_9da8e3-c0[data-kb-block=\"kb-adv-heading1346_9da8e3-c0\"]{text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_9da8e3-c0 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_9da8e3-c0[data-kb-block=\"kb-adv-heading1346_9da8e3-c0\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_9da8e3-c0 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_9da8e3-c0[data-kb-block=\"kb-adv-heading1346_9da8e3-c0\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1346_9da8e3-c0 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_9da8e3-c0\">These terms and conditions are governed by the law of the Federal Republic of Germany. To the extent legally permissible, the place of jurisdiction for any disputes is the operator&#8217;s registered location.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_89a1c3-bc, .wp-block-kadence-advancedheading.kt-adv-heading1346_89a1c3-bc[data-kb-block=\"kb-adv-heading1346_89a1c3-bc\"]{padding-top:var(--global-kb-spacing-sm, 1.5rem);text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_89a1c3-bc mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_89a1c3-bc[data-kb-block=\"kb-adv-heading1346_89a1c3-bc\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_89a1c3-bc img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_89a1c3-bc[data-kb-block=\"kb-adv-heading1346_89a1c3-bc\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading1346_89a1c3-bc wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_89a1c3-bc\">Entire Agreement<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_8fb624-6d, .wp-block-kadence-advancedheading.kt-adv-heading1346_8fb624-6d[data-kb-block=\"kb-adv-heading1346_8fb624-6d\"]{text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_8fb624-6d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_8fb624-6d[data-kb-block=\"kb-adv-heading1346_8fb624-6d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_8fb624-6d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_8fb624-6d[data-kb-block=\"kb-adv-heading1346_8fb624-6d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1346_8fb624-6d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_8fb624-6d\">These <strong>terms and conditions<\/strong>, together with our <strong>Privacy Policy<\/strong> and <strong>Disclaimer<\/strong>, form the entire agreement between you and <strong>ProFinanzrechner<\/strong>. They supersede all prior communications or agreements regarding the use of this website.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading1346_fa7837-7a, .wp-block-kadence-advancedheading.kt-adv-heading1346_fa7837-7a[data-kb-block=\"kb-adv-heading1346_fa7837-7a\"]{text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading1346_fa7837-7a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading1346_fa7837-7a[data-kb-block=\"kb-adv-heading1346_fa7837-7a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading1346_fa7837-7a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading1346_fa7837-7a[data-kb-block=\"kb-adv-heading1346_fa7837-7a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading1346_fa7837-7a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading1346_fa7837-7a\">Thank you for taking the time to read our terms and conditions. We are glad to offer you free, up-to-date, and reliable financial calculators for Germany.<br><\/p>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Terms and Conditions ProFinanzrechner. These terms and conditions explain how you can use our website and the calculators offered on it. Please read them carefully before using our site. By accessing or using our platform, you agree to these terms and conditions as well as our Privacy Policy and our Disclaimer. If you disagree with&#8230;<\/p>\n","protected":false},"author":3,"featured_media":1365,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-1346","page","type-page","status-publish","has-post-thumbnail","hentry"],"taxonomy_info":[],"featured_image_src_large":["https:\/\/profinanzrechner.de\/en\/wp-content\/uploads\/sites\/3\/2026\/07\/terms-and-conditions-profinanzrechner-1024x576.webp",1024,576,true],"author_info":{"display_name":"Pro-finanz-Ra-ch-ner","author_link":"https:\/\/profinanzrechner.de\/en\/author\/pro-finanz-ra-ch-ner\/"},"comment_info":0,"_links":{"self":[{"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/pages\/1346","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/comments?post=1346"}],"version-history":[{"count":8,"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/pages\/1346\/revisions"}],"predecessor-version":[{"id":1367,"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/pages\/1346\/revisions\/1367"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/media\/1365"}],"wp:attachment":[{"href":"https:\/\/profinanzrechner.de\/en\/wp-json\/wp\/v2\/media?parent=1346"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}